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Loan calculator

Amortized loan

Enter a principal and a term. The schedule is calculated here and nothing is stored. Sign in when you want to save it as a Certify document.

The term is a whole number of months from 1 to 120, and it starts at 24. The rate starts at 1.25% per month, amortized on the diminishing balance. The due day is the day of the month the money is sent. The 29th, 30th, and 31st fall on the last day of a shorter month. The schedule here is calculated in this browser and is not saved.

Saving the agreement, the parties, and the signatures needs a sign-in. The numbers stay on this device until then.

Schedule

Enter a principal to see the month-by-month schedule.

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